HONORING THE VALUE
OF YOUR TREASURES
Every piece of jewelry tells a story, and at Kimball’s, we believe that story deserves the utmost care. Our appraisals ensure your treasures are valued accurately, whether for insurance, legal, or personal peace of mind.
TRUSTED EXPERTISE WITH THOUGHTFUL CARE
With over 160 years of experience, Kimball’s has built a legacy of precision and trust. Our American Gem Society (AGS) certified appraisers bring both expertise and discretion to every evaluation. We provide digital appraisals that meet the strict requirements of insurance companies, banks, courts, trusts, and personal needs. When you choose Kimball’s, you gain confidence that your jewelry is respected, accurately appraised, and recognized wherever it matters most.
APPRAISALS MADE SIMPLE
Scheduling an appraisal is simple. Reach out to our team to discuss availability, rates, and any questions you have. We’re here to ensure every moment with your jewelry—and with us—is as seamless and joyful as it should be.
WHY CHOOSE KIMBALL’S
A Legacy of Craftsmanship
Trusted expertise creating timeless jewelry that celebrate life’s moments
Personalized Experience
Thoughtful, one-on-one guidance to make every visit special
Guided by Values
Care, integrity, excellence, and joy in every interaction
Trusted for Generations
Decades of family memories, cared for with thoughtful service
FREQUENTLY ASKED QUESTIONS
A jewelry appraisal is a professional evaluation that documents your piece’s materials, craftsmanship, and current market value. Appraisals are commonly used for insurance coverage, estate planning, or personal records.
Kimball’s Jewelers has served Knoxville for generations with a reputation built on trust and expertise. Our appraisals are completed with care and attention to detail so you can feel confident in the documentation provided.Your answer goes here.
We appraise a wide range of fine jewelry, including diamond jewelry, gemstone pieces, engagement rings, wedding bands, and heirloom items. Jewelry does not need to have been purchased from Kimball’s.
Appraisal timelines vary depending on the pieces and level of detail required. In most cases, Kimball’s appraisals take at least four to five weeks to complete, but could be shorter or longer depending on the item. Our team will provide a clear timeframe after reviewing your piece.
Most jewelry professionals and insurance providers recommend updating your appraisal every three to five years. The value of precious metals and gemstones fluctuates with the market, and an outdated appraisal may leave you underinsured if you need to file a claim.
Appraisal fees vary depending on the complexity of the piece and the appraiser's credentials. Reputable appraisers charge a flat fee or hourly rate rather than a percentage of the item's value. If the item receiving the appraisal was purchased at Kimball's, the first appraisal is free. Otherwise, our appraisals are $150 per item though exceptions and modifications can be made based on quantity of items.
Most insurance companies require a formal appraisal rather than a purchase receipt, particularly for scheduled jewelry riders. A receipt shows what you paid, but it does not reflect current replacement value or provide the detailed description insurers need to extend full coverage.
A professional appraisal includes a detailed description of the piece, including metal type and weight, gemstone characteristics (cut, color, clarity, and carat weight), the overall condition, and the current replacement value at the time of the appraisal. Some appraisals also include photographs of the item.
No. A gemstone certification, such as a GIA report, evaluates and grades the stone itself but does not assign a dollar value. An appraisal assigns a replacement value to the complete piece, including the setting and any additional stones, and is the document your insurance company requires.
Yes. Inherited pieces are often undocumented and may have appreciated significantly since they were originally purchased. An appraisal establishes the current market value of the piece, which is essential for insuring it properly and for estate planning purposes.